Location: Al Khobar, Saudi Arabia
Eligibility: Saudi Nationals Only

Company Overview:
Ezdaher Financing Company is a trusted financial services provider with a rich legacy as part of AVANA Companies—a group with 23 years of industry excellence. We pride ourselves on our innovative approach, robust financial solutions, and commitment to transparency and compliance. Join us and be a part of a stable, forward-thinking organization that values growth, innovation, and excellence.

Mission:
As an Intern Accountant, your mission is to support the organization’s financial activities by ensuring accuracy, compliance, and transparency. You will compile detailed reports related to daily treasury operations, cash management, risk mitigation, and regulatory compliance. In addition, you will contribute to financial planning and analysis by providing insightful recommendations that drive operational improvements.

Core Competencies:

• Cash Management and Treasury: Effectively manage daily cash operations and optimize liquidity.
• Accounting and Reporting: Ensure accuracy and timeliness in financial data reporting.
• Analytical Thinking: Analyze variances and financial trends to support decision-making.
• Cost Management/Internal Controls: Assess internal controls and implement process improvements.

Key Performance Indicators (KPIs):

• Achieve a forecast accuracy rate of 90% for short-term cash flows.
• Maintain zero errors in financial reports by ensuring full compliance with financial reporting standards.
• Perform timely cash reconciliations and coordinate effectively within the treasury team.
• Develop and implement dashboards to monitor business performance, financial, and cash forecasts.
• Establish an efficient cash forecasting process with near real-time reporting to management.
• Ensure detailed and accurate accounting for borrower collections and interest remittances to investors.
• Maintain high accuracy in financial transactions, including weekly cash reports, liquidity forecasts, calculations, and payment processing.

Key Responsibilities:

Cash and Liquidity Management:

• Monitor daily cash positions and forecast both short-term and long-term cash requirements.
• Execute cash management strategies to optimize liquidity and minimize idle funds.
• Coordinate with internal departments to ensure timely funding for operational needs.
• Evaluate investment opportunities and recommend strategies to maximize returns while managing risks.

Banking Relationships:

• Manage and nurture relationships with banks and financial institutions.
• Negotiate banking services, fees, and terms to optimize these relationships.
• Recommend changes in banking partners as necessary to support business objectives.

Cash Flow Forecasting & Risk Management:

• Develop accurate cash flow forecasts to support operational and strategic decision-making.
• Analyze variances between forecasted and actual cash flows, providing clear explanations and recommendations.
• Identify, assess, and mitigate financial risks—including interest rate, foreign exchange, and credit risk—by developing robust risk management strategies.
• Ensure full compliance with regulatory requirements, industry standards, and internal policies.

Financial Reporting and Analysis:

• Prepare accurate and timely reports on treasury activities (cash balances, investments, and debt).
• Reconcile cash and book journal entries to support month-end closing processes.
• Develop dashboards that provide in-depth financial analysis to aid strategic decision-making.
• Present findings to senior management and collaborate with internal/external auditors to address audit findings and implement improvements.
• Effectively communicate financial insights to stakeholders, including senior management, board members, investors, and external partners.

Internal Controls and Process Improvement:

• Establish and maintain robust internal control procedures to safeguard company assets and prevent fraud.
• Identify opportunities to streamline treasury processes and enhance efficiency, accuracy, and scalability.
• Implement best practices and automation tools to improve overall financial operations.
• Lead or actively participate in treasury-related projects that support business objectives.

Qualifications:

• Bachelor’s degree in Accounting, Finance, or a related field.
• A Master’s degree or professional certification (CPA, ACCA, or CMA) is preferred.
• 0-2 years of relevant experience in accounting, finance, or auditing.
• Knowledge of Islamic finance or Shariah-compliant lending is a plus.
• Understanding of regulatory requirements and guidelines, including US accounting standards and local frameworks.
• Strong strategic thinking, problem-solving skills, and keen attention to detail.
• Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
• Demonstrated business acumen and effective interpersonal communication skills.
• Proven ability to work collaboratively across diverse teams and organizational levels.
• Experience in driving process improvements and managing change is highly desirable.